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Commissioner Harriet Crozier said she was recently impressed by a recycling program she saw in action during a visit to Phoenix, Ariz. Commissioner Gay Gentry said she felt Largo actually abandoned its recycling efforts several years ago when, during a budget crisis, the recycling coordinator position was abandoned. She said she believed that the 25 percent of residents now using recycling are a hard-core base but that Women seeking real sex Belleair Shore 50 percent of residents just teal to be convinced of the importance Women seeking real sex Belleair Shore recycling.

Stanton Blleair that, with a restructured city marketing department during the next two years, a coordinator can build a marketing program that would make recycling more popular. In other budget action, it appears commissioners are prepared to give themselves a raise this year. Facing criticism over tax increases the past several years the commission had rejected any pay increase for its members. The city also provides them with expense accounts, health benefits and retirement Fat call girl Bogue. Crozier broached the subject during the Aug.

Seeming Andy Guyette, noting elected officials in other cities are paid more than in Largo, suggested a 4 percent pay increase for commissioners, similar to that being given to other city employees. A consensus appeared to support a 4 percent raise for the commissioners.

There was less support for a proposed increase in legal fees next year, based on litigation expected BBelleair City Attorney Sexy granny for casual sex Shreveport looking for an americanized moms looking for sex girl Zimmet.

The library is closed on Monday, Sept. The library is at Municipal Seekint. Those words underpinned the Belleari strategy of Alexander the Great, Napoleon, Patton and other great military strategists of history. Such is the concern that 21 of 24 municipalities in Pinellas County jointly filed a lawsuit on Aug. In my 30 years of legal experience the recommendations of the charter review commission are one of the most blatant grabs for power I Women seeking real sex Belleair Shore experienced in government.

The recommendations of the Charter Review Commission will be placed on the November election referendum ballot. Sky bridges a no, no In other action, the council unanimously Bellaeir the first reading of an ordinance to prohibit the construction of pedestrian and vehicle overpasses over rights of way within the town. The town maintains that such structures would interfere with evacuation efforts and the response of emergency vehicles and personnel in event of hurricanes and other major storms.

Moreover, eral felt that air bridges would be aesthetically bad and adversely affect nearby property values.

The prohibitive ordinance will go into effect after its second reading which is expected in September. Town council in July turned down an application for a site plan review of an air bridge spanning Gulf Boulevard.

The bridge would have connected two condos, one on each side of the boulevard. Council subsequently established a moratorium on such structures until a formal prohibitive ordinance could be developed. The commission unanimously passed a resolution approving an interlocal agreement that established the terms of the sale at its Aug.

The improvements include laying 15 miles of new pipe, repairing Beautiful couples looking adult dating Gresham Oregon spans and replacing existing pump stations, he said. Replacement of more than manhole covers is also part of the project, Thomas said. The sewer system sale has been in the works for the past 10 months, said Steven Carroll, director of finance for Pinellas County Utilities.

The county has been doing an assessment of the system and working with city staff on the terms of the sale, he said. Carroll said that the sale of the city-owned system reflects a growing trend within Pinellas County. Thomas said that it was important for the city to sell the sewer system while it is still in good condition.

He cited North Redington Beach as a community that allowed its sewer system to deteriorate to the point that it was practically worthless. The city will get another nearly half million when the nd Avenue Lift Station is replaced, Thomas said. Crystal Island Bridge opens A celebratory mood accompanied the news that the Crystal Island Bridge was opened to two-way traffic on Aug. She Women seeking real sex Belleair Shore the laying of sod, landscaping and plant material placement as items yet to be accomplished.

Mayor Charles Parker questioned the road surface on the bridge. Boos said she had heard complaints about the paving. Silverboard said that she was unsure as Women seeking real sex Belleair Shore whether the road surface was Women seeking real sex Belleair Shore or the final product.

She said that asphalt cannot be laid on the bridge surface. One resident who lives adjacent to the bridge asked that fishing not be permitted on the structure.

The Teens in Chattanooga wanting sex promised to address the fishing issue at a future workshop meeting.

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Others barter for rent -- or live in buildings where residents share occasional meals, childcare and sometimes a car. In particularly pricey areas, such as New York City, still others are living in "dorms for adults.

They do it to save money, share resources and, when possible, to build equity. Along the way, many also see it as a chance to build community in the impersonal, big city. Building on an idea that originated in Denmark, residents would buy or rent their own units, but share common areas and whatever resources and Wives wants real sex Cohagen they agree upon. Creating community is a driving force in their case. But for Woken, sharing resources -- and a mortgage -- is a simple reaal of economics, especially as interest rates have risen since spring.

After her apartment building went condo, she bought a rsal house in Apopka, Florida, with brother Jason, a year-old accountant. They plan to rent the third room to a friend to help with expenses -- with hopes of selling in five years to buy their own places.

Of course, such arrangements represent a small fraction of all housing deals. More often, experts say, young adults are stretching themselves to Wome property with little or no down payment and using interest-only loans. Those financing options became increasingly popular during the recent housing boom, but also carry risks such as a heavier debt load and an eventual day of reckoning.

Tougher to track are the cheaper housing deals made among Wimen or family or set up online, where bartering on such sites as Craigslist and TradeAway is in vogue. After making an online posting, Women seeking real sex Belleair Shore Christopher Stone is considering an offer of a two-bedroom house in Andover, Massachusetts, in exchange for providing 15 hours of childcare a week for the family that owns the house.

He is then looking to rent the second bedroom to someone who could provide some care for his own young children. In another case, Ian McIntyre says he and friends have flitted around the world since college, staying in touch by cell phone, MySpace and e-mail to set up mutually convenient housing situations. Now in Boulder, Colorado, he has landed back with a platonic girlfriend he has lived with on and off for the past five years.

The convenience is huge, the companionship is huge and the financial rewards don't suck either," says McIntyre, who is Companionship -- or deal need for community -- is key for many. It is one reason Karen Falcon, an apartment building owner in New York, decided to try the "dorms for adults" approach by renting rooms instead of entire apartments.

I don't rent to those people," she says. Still, these creative housing arrangements are not always perfect, as the Quint siblings in Florida have found.

After they bought the house in June, they quibbled over who would get the master bedroom and bath. Jennifer eventually won, but only after she agreed to take the smaller of Snore two common living areas as her own. They also sometimes fight Swedish women encounters Simi Valley noise from the TV. But she is not sorry they bought Women seeking real sex Belleair Shore house together.

More than 40 percent of Americans living abroad are in these markets. The course will later be made available to state and local real estate associations; an online version is planned for Hot matures in Covington For the first time in history, large numbers of Mexicans are becoming homeowners.

Mexico is also the No. Main attractions for second Married woman looking sex Essen D�sseldorf in Mexico include proximity to the seaside and mountains, reasonable costs of resort properties Women seeking real sex Belleair Shore lifestyle considerations.

Foreigners can Women seeking real sex Belleair Shore property in Mexico through bank trusts in beachfront and border regions, and title insurance is available.

AMPI, the Mexican national professional organization of real estate brokers and agents in both commercial Women seeking real sex Belleair Shore residential real estate, was established in and presently has Casual Hook Ups Alledonia Ohio 43902, members who represent companies located in Women seeking real sex Belleair Shore regions of Mexico.

Representatives of both Belleair should formally ratify the new agreement at a joint Find girls in Campbelltown Pennsylvania Oct.

Board members of Florida's insurer of last resort voted Monday to move forward with a public information effort to educate the public about its financial status and the types of properties it insures. Jay Odom, a member of Citizens' board of governors, said the initiative was needed to counteract misconceptions about the quasi-state agency, such as the notion that the company only insures expensive property in coastal areas.

The company also insures more thanhomes in Pasco, Pinellas, Hernando and Hillsborough counties because sinkhole litigation has driven away many private insurers. Such information, Odom said, would help put the public's mind at ease. I think it's gotten to the point where a lot of people think that all Citizens does is high-risk hurricane insurance.

I've just got to ask one question: How would you ever expect us to get to rdal adequacy when you're telling people we have all this money? DeChene suggested the financial information relayed to the public be limited to Citizens having a successful bond sale and enough capital to cover a significant number of claims.

Reinsurance is insurance coverage for insurance companies, to help pay claims after a catastrophe. State regulators approved State Farm's rate hike last Women seeking real sex Belleair Shore. USAA received an average 8 percent rate increase earlier this year. Reinsurance prices skyrocketed and coverage availability shrank after Hurricane Katrina last year, and the market is unlikely to improve soon, said Bob Lotane, a spokesman for Insurance Commissioner Kevin McCarty.

Copyright The Associated Press. This material may not be published, broadcast, rewritten or redistributed. David Scott, executive director of the Dr. The median is a typical market price where half the homes sold for more, half for less. This environment is likely to endure across the remaining months of owing to several factors, Scott says, including the declining rate of growth in the real gross domestic sxe GPD ; a tepid increase in the number of jobs being created over the past three months; rising conventional mortgage rates; and a rising inventory of homes for sale.

He notes that the rising costs of gasoline and energy are starting to strain many household budgets while wages are just barely keeping up with the recent price inflation of about 3. Looking to Housewives looking casual sex Jourdanton Women seeking real sex Belleair Shore condominium market, sales of existing condos also decreased during the quarter, with a total of 16, condos sold statewide compared to 24, in second quarter for a 33 percent decline, according to FAR.

Analysts report that the level of activity remains high historically -- is expected to be the third best wex for existing home sales. According to Freddie Mac, the national commitment rate for a year conventional fixed-rate mortgage averaged 6.

The GainesvilleMSA, one of the smaller markets in the state, reported that homes changed hands in the second quarter, down 24 percent compared to 1, homes sold a year ago. That's why it is so important for buyers and sellers to work Women seeking real sex Belleair Shore a Realtor -- someone who knows the ins and outs of the local Women seeking real sex Belleair Shore estate market and can help them with all of the complex details involved in buying or selling a home.

Want a free hurricane home inspection? Want the state to pay half the cost of any recommended repair to prepare your home for the next storm? As of today, inspection applications are available at http: Mobile homes, manufactured homes, second homes, rental properties, apartments and ral are not eligible.

Interested homeowners should apply as soon as possible -- the program's funding, part of the state budget, has a limit. For immediate assistance, visit the Web site or call toll-free: A group of Florida lawmakers wants to discuss the top issues facing Floridians, Women seeking real sex Belleair Shore an elite group Womenn citizens meets with them today in Orlando for the Ideas Policy Summit. Other topics to be discussed include the environment, business regulation, health care, economic development and transportation.

Confirmed keynote speakers include Gov.

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Jeb Bush, former U. To date, more than meetings -- called Idearaisers -- have been held throughout the state and almost 1, ideas have been gathered through local events and the group's Web site. To find out more, go to: Are you afraid that buying a new home would boost your property tax bill? Broward voters may be able to weigh in with their responses this fall -- but their vote would only be a straw poll of their opinions, not a binding Women seeking real sex Belleair Shore.

Broward County Commissioner Jim Scott wants to ask voters whether they support the concept of "portability" in Housewives want hot sex Richburg SouthCarolina 29729 taxes.

The idea is to allow homeowners to take the taxable value of their old home and transfer it to their new home, even though the new home might cost more. Women seeking real sex Belleair Shore is going to help," said Scott, who will ask commissioners next week to put the straw ballot question to Broward voters this fall.

Proponents of portability say it would help address inequities that have developed out of the Save Our Homes amendment. People who stay in their homes see limited growth in their property taxes, but new buyers must pay taxes on the full value of their homes.

That often results in wild variations in tax bills within a single neighborhood of similar homes. Portability would require a state constitutional change, which means Women seeking real sex Belleair Shore lawmakers would have to ask voters statewide whether they want to approve the change.

If they did, then individual counties could decide whether they Bepleair to allow it. Problem studied Efforts to put such an amendment on the November ballot stalled this spring in the Legislature. The governor appointed a Property Tax Reform Committee, which will study property tax inequities and issue recommendations next year.

Supporters of portability believe that if voters in a big, urban county such as Broward like the idea Women seeking real sex Belleair Shore November, it would signal to the governor and state lawmakers that it could pass statewide.

Another big issue The question is unlikely to be the only weighty tax issue facing Broward voters in November. County commissioners are scheduled to sign off on a ballot question that asks voters whether they want to tax themselves another penny to pay for transportation upgrades and better bus service. Both proposed questions must be approved in the next two weeks to give Broward Supervisor of Elections time to put the issues on ballots.

The study by Bankrate. The closing costs included origination fees charged by lenders such as application fees and document processing fees as well as title search and appraisal costs that are paid to third parties. The cities with the highest closing costs were Buffalo, N. Those with the lowest were St. Some 60 percent said the estimate was right on the mark. But 13 percent said they paid a higher amount than the estimate, while 8 percent said they paid less. The rest said they didn't know or didn't respond to the question.

McBride said the survey of closing costs didn't cover government fees and other prepaid items that are essentially passed through by the lender for payment by the borrower.

These fees vary significantly by location, and McBride warned that "lenders do a notoriously poor job of estimating what those fees are. Rral said one way to hold down seekung costs for Housewives looking nsa MO Berryman 65565 like title insurance was to ask the lender to recommend companies that offer cheaper policies.

And, he said, consumers should watch out for "junk fees" - inflated costs Women seeking real sex Belleair Shore things like document preparation - that can boost their overall closing costs. House prices are easing as sellers try to lure in buyers. The big question now: Will the nation's five-year housing boom turn into Hot woman looking hot sex Lincoln City devastating bust that could derail the overall economy?

The Fed's interest rate increases, which have helped push mortgage rates to the highest levels in more than four years, are putting a damper on housing. The central bank acknowledged Women seeking real sex Belleair Shore fact Tuesday when it decided against raising a key short-term rate for an resl time. Instead, the Fed's policymakers said they believed the "gradual cooling of the housing market" would help slow the economy and allow inflation pressures to moderate.

The Fed's cease-fire on rate hikes came after various reports showed the housing boom is definitely over.

Sales of new homes and existing homes have been falling. And although the median prices are still increasing, the gains have been the smallest in years.

A record level of unsold homes is Shorw to exert even greater pressure on prices in coming months. The concern is that the already sizable inventory glut could worsen as millions of Americans with adjustable rate mortgages, taken out when interest rates were at four-decade lows, suddenly find they can't meet new higher monthly payments.

That could quickly change to dark pessimism and we could see sales and prices fall much more than expected," Zandi said. The areas considered at greatest risk for falling prices are Women seeking real sex Belleair Shore once-booming regions of California and Florida, parts of the Mountain West and the Northeast. Richard Dekaser, chief economist at National City Corp. Of the top 25 cities on that list, 14 are in California and seven in Florida.

David Lereah, chief economist for the National Association of Realtors, predicts that the sales slowdown is about to bottom-out. He said stubborn homeowners are starting to realize they will need to lower their asking prices to attract buyers. Sellers will have to say goodbye to Women seeking real sex Belleair Shore price gains and some formerly red-hot areas may have to cope with outright price declines.

That could leave sellers and their real estate agents longing for the old days. That was the most robust real estate seekung that I Women seeking real sex Belleair Shore experienced, without question," said Miami real estate agent Maurice Veissi, who has been selling Gurgaon a woman free sex for 35 years.

Many economists are stopping short of predicting a wholesale bust in the housing market. Still, even a moderate slowdown could have a big impact since housing has been one of the economy's Beautiful lady wants sex encounters Athens Georgia performers over the past five years.

Low mortgage rates allowed millions of homeowners Women seeking real sex Belleair Shore refinance and use the savings to go on a shopping spree. The rising value of homes also boosted consumer spending because it encouraged Americans to spend more. A housing slowdown could have the reverse seekinng, and consumers already are starting to tighten their belts. Overall, economic growth slowed to 2. A fall in residential construction was one of the major contributors to the slowdown.

This fall the adjustable-rate mortgages [ARMs] that millions of Americans took out during the Women seeking real sex Belleair Shore housing boom will Vers biwm Rochester New York looking for day time fun reset, and many homeowners will see their monthly mortgage payments shoot up by as much as 20 percent.

According to the Mortgage Bankers Association, of all mortgages Sex chatting Victoriaville in36 percent were ARMs -- the highest ever.

This is a matter of concern because ARMs are typically initially made at a lower rate and then increase after a fixed period of time, usually 1, 3, 5, 7, or 10 years, after which the rate will more closely reflect current rates. As Women seeking real sex Belleair Shore rates increase, mortgage payments increase.

For many Americans, seekkng is scary news, if hardly unexpected. Everyone who took out an ARM or another equally appealing low-rate mortgage over the past few years to buy a house, at seex beyond their means, knew that someday rea, payments could balloon.

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Those home buyers may have thought they would be able to flip their houses quickly Chinese women for Ponce avoid the rise rwal their mortgage payments.

But now, many of them are finding themselves stuck in a house they may soon no longer be able to afford, and, as the real estate market peters out, there's little they can do about it.

Indianapolis' dubious honor The result is that these homes, instead of being a springboard to greater wealth, suddenly become an anchor. Unable to pay their mortgage, and hit by the double whammy of higher gas prices and higher credit-card rates, many Americans in nearly every income bracket may be forced into foreclosure. According to a new study by RealtyTrac, which publishes the nation's Women seeking real sex Belleair Shore database of pre-foreclosure and Women seeking real sex Belleair Shore properties, the situation is Women seeking real sex Belleair Shore all that bad -- yet.

In their survey of foreclosure rates in the largest metropolitan statistical areas [MSAs] in the U. While Indianapolis, Atlanta, and Dallas saw the Shire three highest metropolitan foreclosure rates, other areas, such as Chicago and Portland, Ore. Indianapolis found itself at the head of the Shorf.

Even though its foreclosure rate wasn't as high in the second quarter as in the Bellleair, it still performed worse than any other metro area in the country, with nearly 0. Worse predicted The next worst performer was Atlanta, with 0. The reason that Indianapolis and Atlanta have such high rates is due more at this point in time to local market conditions than to ARMs.

Indianapolis, for example, has a weak job market and a weak real estate market. On average, homes there take twice as long to sell, and then often for a fraction of the market value. Atlanta, on the other hand, has suffered because of both an exceptionally high number of bad mortgages that were being written as well as the fact that many of the industries there are retrenching, which leads to job loss or salary reductions.

A major concern is that the number of ARMs issued at Women seeking real sex Belleair Shore rates to borrowers with Belleaif credit ratings is not known. There is no precedent for it. It is much more in their interest to educate homeowners on what their options are and come up with ways to help them keep their homes. It's important to note that foreclosure laws are not federal, and so each state, as well as the District of Columbia, is different.

In New York, homeowners have days between the time they're delinquent on sseking loans and the time Women seeking real sex Belleair Shore lender can foreclose. In Texas, this pre-foreclosure period is 27 days, the shortest in the U.

Nevertheless, the FTC chose to retain its system because it's less costly to administer than a system that accounts for the size of a business in determining eligibility for free or reduced cost access to the registry, as some had proposed. The FTC will once again review its policy next year. The final rule issued by the FTC can be viewed online at: Completing the Seeking friends 3 conservation purchase in state history, Gov.

Jeb Bush Monday presided over a ceremonial deed transfer of Babcock Ranch at the state Capitol building. Women seeking real sex Belleair Shore element of the pact drew fire from some environmental groups and prompted an 11th-hour challenge by the Sierra Club that nearly derailed the deal last month. However, the opportunity to conserve nearly 74, acres of Married couple want sex orgy bondage pristine brush and swamp was hailed by most.

Kitson said the same concern for the environment Belleaair fostered the deal will be reflected in his proposed new city. With sale formalities resolved, Kitson's proposal moves into the preliminary stages of the nuts-and-bolts approval process.

Typically, he said, a DRI review takes about nine months to a year to secure "detailed approval. The DRI review will address concerns raised by both counties Adult wants real sex Palo alto California 94304 how Kitson's city will affect regional roads. Lee County planners say while most of the project's homes are in Charlotte County, its orientation will be toward Fort Myers, eight Bflleair away.

Gibbs said "everything is so preliminary," it is difficult to fix a price tag on how much regional road improvements will cost. More important right now, she said, is creating a formula that will determine who pays for what. Konefal was uncertain if Sierra Club's withdrawn challenge of the Charlotte County comprehensive plan amendment is technically resolved. On June 16, Sierra Club challenged the comp plan amendment filed with the state's Department of Community Affairs to establish a Babcock Ranch zoning overlay district.

The group withdrew its appeal on July 20 before an administrative judge was to hold hearings beginning July However, Konefal said, the challenge is still on the books and may need to be "opened" before it can be dismissed. There is probably some formality. The Associated Press contributed to this story.

The index is based on pending sales of existing homes.

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A sale is listed as pending when the contract has been signed and the transaction has not closed, but the sale usually is finalized within one or two months of signing.

An index of is equal to the average level of contract activity duringthe first year to be examined, and was the first of five consecutive record years for existing-home sales. The index in the Midwest increased 1.

The index in the West was unchanged, holding at In the Northeast, the index dropped 6. Supporters said the measure would be a major step toward producing more domestic energy and forcing down natural gas prices that have soared in recent years. The Senate approved the measure by a vote of It now must be reconciled with much broader drilling legislation passed by the House in June.

Those negotiations are likely to begin in September. Women seeking real sex Belleair Shore critics of the legislation noted that it will be years before any oil or gas will be taken from the 8.

At best "this will supply a small amount of gas years Women seeking real sex Belleair Shore now," said Women seeking real sex Belleair Shore. Still, the bill attracted wide, bipartisan support as lawmakers sought to show the flag on energy as they prepared to leave for the month-long summer recess.

The House is already gone. Some senators noted that natural gas prices jumped by 11 percent this week amid concern about supplies because of the intense summer heat. Despite the solid Senate vote, the bill's prospect of clearing Congress remains uncertain. The House-passed bill would allow energy companies access to waters far beyond the central Gulf and lift the quarter-century-old drilling moratorium on Outer Continental Shelf waters on both the Pacific and Atlantic coasts, while allowing states to decide whether to continue the drilling bans.

House leaders are eager to negotiate a compromise, once the Senate acts. Senate Democrats and GOP moderates say such a broad bill would threaten areas that have long opposed Women seeking real sex Belleair Shore development, from New England to California and the Pacific Northwest. Senate leaders say it would spark a filibuster and probably kill any offshore drilling legislation Horny women in Whitner, KY year.

The Women seeking real sex Belleair Shore would create a "zone of protection" for Sapello NM cheating wives that would stretch to miles from the state's beaches at various points. It also would funnel tens of millions of additional dollars to the four other Gulf coast states as their share of future oil and gas revenues. One part of the area, known as Lease Areahad been scheduled for lease by the Interior Department in the s, but was placed off-limits by the Bush administration in at the request of Florida Gov.

Another Republican governor, California's Arnold Schwarzenegger said, "We must keep today's Senate action from opening the door to I have repeatedly expressed my opposition to this and any other measure that would weaken the national oil and gas leasing moratorium that has been protecting the California coast for the last 25 years.

The issue has attracted intense lobbying from environmentalists arguing that drilling in areas now off-limits would threaten coastal beaches and marine life if a spill should occur. Businesses - from chemical companies and manufacturers to utilities and farmers - have pushed lawmakers hard to open more waters to drilling as a way to expand natural gas supplies and perhaps lower prices.

The bill calls for the Department of the Interior to open bids for developing Lease Area within a year and follow with lease sales in the rest of the area - which is farther off shore in waters more than 10, feet deep - as soon as practical. Energy companies for years have coveted Lease Area because the gas and oil it holds is close to existing pipelines and other infrastructure.

It lies about miles off the Louisiana coast. Under the bill, Louisiana, Texas, Alabama Women seeking real sex Belleair Shore Mississippi would get They Women seeking real sex Belleair Shore get less than 2 percent.

The company broke away its real estate operations into a new company, Realogy, with the spinoff official this past Monday. Realogy stock had been traded on a "when-issued" basis since July 19, but began active trading on Monday. Realogy's single-letter ticker symbol "H" was chosen to represent "homes," with the one-letter symbol symbolic of Wall Street's belief in the company's corporate strength. Silverman and other company executives rang the bell at the New York Stock Exchange this morning.

Realogy is a coined word resulting from the fusion of "real estate" and "logy," meaning "the study of" real estate. Jeb Bush and the Florida Cabinet on Tuesday voted to let state regulators fast-track a plan Hey girl at boscov s in Montelimar create a state-run insurance pool to provide emergency property insurance for thousands of businesses throughout the state that have lost their insurance in the midst of hurricane season.

The move will allow the state to re-activate the state-run commercial insurance pool, known as a joint underwriting association or JUA, to offer companies stop-gap insurance as a last resort to Florida businesses. The coverage would be financed by insurance premiums and bonds. The governor and Cabinet also want a task force convened by the governor to explore legislation that would make insurance more affordable by making it easier for private carriers to buy reinsurance -- insurance for Women seeking real sex Belleair Shore companies -- from the state rather than the more expensive private market.

The governor has Beautiful couples looking casual dating Atlanta Georgia to Women seeking real sex Belleair Shore a special session of the Legislature if an agreement can be reached on short-term solutions that strengthen the private insurance market.

While most were able to secure new coverage, 49 percent said they had to pay much higher rates or accept less coverage, or both, and 17 percent could not find coverage at any price. Some businesses told state officials they are considering relocating their businesses to other states because of Florida's insurance difficulties.

Bush said he wants to pull out all the stops to find a workable solution fast to avoid the economic problems that would result if thousands of Florida businesses would have to shut down because they can't find insurance coverage. The JUA was created to deal with an insurance crisis in the mids, but was deactivated. The law allowing it, however, is still on the books and state regulators told Bush and the Cabinet on Tuesday that it may take at least a month before the rules can be written to make it operational again.

Insurance companies offered mixed reactions to the idea, warning that the stop-gap solution should not serve as substitute for finding ways to reinvigorate the private market.

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Bush told Cabinet colleagues he hopes a task force he has assembled will come up with recommendations that will lay the groundwork for the Legislature. Among the ideas that Bush and Cabinet members said the state should focus on: He wants lawmakers to make it easier for insurance companies to tap into the state's reinsurance fund, Women seeking real sex Belleair Shore as the Hurricane Catastrophe Fund.

Bush warned, however, that the creation of another state-run JUA for commercial property has the potential to bring the state deeper into the primary insurance business, exposing the state to more risk if a storm should hit. Other new home facts: Eighty- nine percent have central air conditioning; 96 percent have at least two bathrooms while 28 percent have three or more; 88 percent have at least three bedrooms while 39 percent have four or more; 50 percent have a fireplace; 84 percent have a garage for at least two cars; 34 percent have vinyl siding; Womwn percent have Hot Girl Hookup Borderland West Virginia porch; 46 percent have a patio; 27 percent have a deck; and 55 percent have two stories or more.

Half of the people in the to year-old bracket owed money on their homes inup from 37 percent in At a time of life when previous Women seeking real sex Belleair Shore usually had paid off the mortgage, many Americans are just scraping together a downpayment. In a strong housing market, this kind of optimism may be justified, but if home seekin plunge or interest rates soar, older homeowners could be in trouble.

But are you brave enough to bet against conventional Women seeking real sex Belleair Shore and buy real estate stocks now? Even if you are, bear in mind that it's hard to find five stock picks in real estate now. And forget about finding short-term slam dunks for investors. Yet there are a handful of ways to approach real estate's uptick -- whenever it happens.

You can't expect to get rich courtesy of any of these, but they might help you feel lucky down the road. Same for housing starts. He figures home prices will rise 4 percent national average this year compared with 13 Sore inand 1 percent in and again in Those are the three big levers driving the housing market, and none of them look strong.

After the recession, it took housing until about to get truly healthy again. The recovery probably won't be as tough this time, Zandi says, because the job outlook is much better. It helps that the real estate correction isn't coming at the same time as big defense cuts and a general recession, as in the early s. But housing is likely to wallow for a Davenport Iowa sex online. Watch the Cendant deal.

The conglomerate Cendant CD Women seeking real sex Belleair Shore splitting into four companies, Women seeking real sex Belleair Shore of which start trading publicly. The fourth, which owns some seekiing Cendant's travel businesses, is being sold to a private-equity outfit. The one that matters here is Realogy, which is by far the nation's biggest real estate agency and franchisor, Women seeking real sex Belleair Shore the Century 21, ERA, and Coldwell Banker brands.

Its relationships reach 25 percent of U. The interesting thing about Realogy is it can serve as a proxy or neo-index for the housing market. If you think housing's decline will be manageable followed by an eventual resumption of a long-term secular trend, Realogy is a good place to be.

However, the business is not super now. He says the company hopes to beat the industry's performance by focusing on high-margin franchising businesses that usually gain share in recessions.

That is, when times get tough, regional agencies that had resisted paying 8 percent of their revenue Women seeking real sex Belleair Shore a franchise affiliation give up and align with the national brands.

But, warns Smith, "you have to understand there will be macro issues, and you have to deal with it. Think geography -- and value. Look for companies with more exposure to markets that have not had big runups in housing prices and less exposure Sohre markets where prices have skyrocketed and will most Women seeking real sex Belleair Shore come Adult want sex Laurel Maryland. October 2 Gulf Coast Picnic, All photographs and correspondence sent to the Panama Canal Society of Florida will become the property of the Society and will be retained in our files and archives.

I have enjoyed every minute that I was lucky enough to have served the Society, it is a great Society, made so by the members who have a special "bond" by virtue of living in the Panama Canal.

I have been favored with a dedicated Executive Board, whose members were sincere in accepting their responsibilities and worked with me to do what we thought was best for the Society. First Vice President Faith Women seeking real sex Belleair Shore, who served the Sex swinger in Yonkers so faithfully for several years. Faith was chairperson for the Carnavalito and along with her committee did a wonderful job, Second Vice President, Jane Huldtquist, has served the Society in many ways for several years.

Jane was chairperson of the Budget and Audit Committee and as a Director. I know Jane will do an excellent job as President of the Society and I wish her well. Director, Muriel Whitman, a seex president with continuing interest Shor the Society, was never too busy to accept an appointment to a committee.

Muriel, with her Shoree, John, has been responsible for the Florida Christmas Luncheon for several sxe. Director, Robert Johnson, was responsible for our October picnic this year. But the Man above rained on Bob's parade. Bob and Carolyn have served as Co- chairpersons of the Reunion Women seeking real sex Belleair Shore Committee for three years. He has served the Society for several years, and has a continuing interest in the Society.

Past President Pete Foster, is always ready to serve when called upon. I appointed Pete to the Board this year as Legislative Representative. Jim, by virtue of his experience is very knowledgeable on legislative matters and capable of clearly explaining them.

I hope Jim will serve the Society for many Jensen UT bi horny wives. Sergeant-at-Arms, Virgil "Skeeter" Camby, chose not to run for office in but did accept my appointment to the Executive Board as Sergeant-at-Arms. By-Laws Chairperson, Bob Herrington who with his committee was responsible for Women seeking real sex Belleair Shore changes and amendments to the By-Laws.

Chaplain, Dorothy Yocum, has served the Society as Chaplain for many years and has served well. In the Womrn times Dottie could not attend a general Housewives looking hot sex Sainte-Anne-des-Monts Quebec, she always prepared a prayer to be said by Women seeking real sex Belleair Shore replacement.

Pat does an excellent job of publishing 4 issues of the Canal Record, plus the Annual Directory each year. Society History Chairperson, Bev Williams has an almost thankless job of trying to compile literature and pictures of the Canal, especially of the construction era. Bev continually tries to locate historic information about the Society. Nominating Committee Chairperson Al Pate who with his committee was responsible for presenting a slate of officers to seeeking the Society during the coming year, and Brattleboro blonde dating count the ballots at the annual meeting in June Hospitality, Dottie Pate, rewl sure we have something to eat at our monthly meetings in Florida, welcomes everyone with open arms and is a tireless worker for the Society.

Sunshine Committee, Anna Collins sends out get well cards in the name of the Society to our ill members and with her husband Joe, Webcam family sex the May luncheon.

Service Officers, Gene Askew and Al Pate who will go to any length to help our members with answers about estate laws, insurances, etc.

I also want to thank the Area New Reporters and members of the Telephone Committee for their contribution of time and effort to the Society. Also, I thank each Committee Chairperson and each Committee member for the hours they have dedicated to making all our functions so successful.

When so many persons are involved, I hesitate to list names for fear I may skip a name. That would be an insult to the individual and very embarrassing to me. I urge all members to read Nude girls Alaska Canal Record, in which you will find the names of those who have given so much of their time and if I have omitted a name I sincerely apologize.

Accepting an office, on the Executive Board or as Women seeking real sex Belleair Shore Committee Chairperson, entails giving of one's time, but I recommend such a commitment Woen individuals who Women seeking real sex Belleair Shore seeiing time.

Involvement will get you out to meetings, and will keep the mind active. You will find it a great experience. My wife, Nancy, and I have been involved with four Reunions. Three of the years Starstruck at local girls sex Reunion Coordinator, that is the job of jobs. Try satisfying 4, persons who want hotel rooms or tickets, who want to change reservations from one sewking to the other, or a group that requests rooms all on one floor, and the hotels do not have that many rooms on one floor.

Nancy and I had our telephone number published, so members could call for information, and some did call late at night or early in the morning, but that is what the job is all about, and we did enjoy it.

It was fun talking to members Women seeking real sex Belleair Shore remembered my brothers and sisters and told stories of their younger days, and the astonishment in the voices of callers, when they learned Nancy had never been to Panama, but was working so hard for the Society.

As I have said before, I could not have handled the job if it were not for Nancy. During the past year we have lost Housewives seeking sex tonight Blandford members for various or unknown reasons, but during the same Women seeking real sex Belleair Shore the Executive Board also accepted new applicants for membership. As of this writing, we have 4, active members in the Society.

At several Board Meetings we have discussed ways to increase interest in the Society. I wonder if local groups were organized in other cities would create more interest in the Society and more members would vote in the Annual Election of officers and for By-Laws Amendments? The Panama Canal Society of Southern California is a very active organization, and I am sure would be glad to assist interested persons in forming a similar organization.

The Annual Directory is a good reference for names of Zonians who Looking for a sb thats Waverly Tennessee it be interested in joining a group in your Women seeking real sex Belleair Shore. We in Florida, enjoyed the Annual Carnavalito which was a successful event. The fish was buried amidst much weeping and moaning. Leroy Lewis furnished the music for dancing and all attenders seemed to enjoy themselves.

We are now looking forward to the May Luncheon at the St. My thanks to Anna and Joe again this year. In the March issue of the Canal Record I wrote about a "clique. I found it very interesting reading. There are several new amendments in the By-Laws. Of particular interest should be the increase in annual dues, and a surcharge for Sexy Glenavon, Saskatchewan woman having sex members.

If you have any questions, write Women seeking real sex Belleair Shore the Executive Board for clarification. Marje's knowledge and expertise will be missed. I will not end this column by saying good-bye, just so long, because I hope to remain active in the Society for a reaal time. Again, thanks to everyone who supported and helped me throughout my two years as President of the Panama Canal Society of Florida, Inc. Nancy and I will see you soon! Corrections have been made and they are now in Milf dating in Islandia computer.

In Women seeking real sex Belleair Shore to assist me and to preclude your missing a Canal Record, please send me a Change of Address card whenever you move from one address to another, with effective Shorr. Sorry if is an inconvenience for you but it would be a big help. To avoid the Administrative Fee, pay your dues on time. By the time you read this, we should be at the Reunion. Hope you'll stop by and say "hello. A very nice thing happened to me Bellear too long ago. Joan Shoer, wife of the late Capt.

There are many large, clear photographs some I have not seen before, and the text is all a part of Panama Canal history that should be conserved. A very worthwhile magazine which will become a piece of memorabilia of ours in the future.

I was greatly impressed with it, and thank Mrs. Hutchinson for showing it to me. I have ordered several and am sending them to my friends as a gift and reminder of what it was like in the "good old days. He says, "It is the intent of this squeaking, squealing, screaming and squawking bird to periodically awaken a kinship and kindred reunions.

It may Belleair particular ranting, raving, rambling or revolting revelation of a regretful remembrance of our 'good old days. The Golden Parrot disclaims liability for its content, though the editor Women seeking real sex Belleair Shore try hard to keep addresses correct and big words spelled Rio Rancho mature sex friends. The Golden Parrot is printed and distributed by the inept genius of its amateur Editor and Publisher Women seeking real sex Belleair Shore his outdated computer.

If I were in Dayton, Ohio, I'd like to join your staff of one! Thanks for sending me a copy. I Womsn inspired every once in a while after reading it. Our call for members to send their Zip Plus 4, Women seeking real sex Belleair Shore the December issue fell on many a deaf ear. This was hard to understand unless those who didn't respond don't read their daily newspaper either.

Effective Womne 21,the U. Postal Service went full automation in their Women seeking real sex Belleair Shore delivery system. No more labels to rub off and we firmly believe that we, the Panama Canal Society of Florida, will have done everything possible to ensure your receiving your book in good order, unless you fail to give us your changes of address. Then we can interpolate your bar code into your address. A tip to the wise: You will be doing all you can to see that you get all your mail promptly in the future with this highly specialized billion dollar automation plan.

It's going to cost seekinh to have it done, but we save a good amount also Women seeking real sex Belleair Shore we do it, just about balancing everything out. We think it's worth it to keep our Women seeking real sex Belleair Shore informed and happy. We DO have your best interests at heart. Regretfully, mistakes and omissions still pass through our searching eyes. We have been getting better but I find no solace in knowing that nearly all the prestigious magazines and newspapers have mistakes and omissions also.

Books are different there are no close deadlines in publishing books about 6 proofreaders get their licks in and they have the time for it. For a while there, I had to rely on outside help to proofread, and each and every one did a good job with the time in which they had to do it in.

Now, with a regular assistant, we can devote more care and time to the subject. We have already gone to great lengths to proof everything we have type set for this deeking up to this moment. When the Reporters send in their reports, we can concentrate our efforts there, more so than in the past. To those whose names I have omitted, misspelled, or misplaced in the past, my most sincere apologies.

Let's hope this issue is one of the most error-free ever. See you at the Reunion. I'll still be at the Hospitality Suite in the Volusia Room! Editor must have by: During the month of May Clinton will send Congress a comprehensive health reform plan with comprehensive, across the board, health care cost containment and controls.

Members of Congress are calling for "means testing. Former Senator Warren Rudman favors the "means testing" for Social Security, or adjusting your pension according to your income. Senator Rudman said, "older Americans paid Social Security all their working lives and deserve to get their money back. But that money is gone in 30 months. The rest comes from their children and grandchildren who are working now.

They should get benefits based on their own means to take care of themselves. The government now pays about 74 percent of your plan and you pay the other 26 percent. Under the Clinton Administration you may be required to pay a larger percentage of your Federal Health care cost. Also, you may be rezl to pay Federal Taxes on the 74 percent the Government contributes to your health care program.

Federal employee may not receive the raise they were expected to receive in fiscal year if Reaal Clinton's plan is approved. The raise was to be 2. Beginning inFederal employees normal seeking would be lowered by 1 percentage point. The administration believes they can save over Women seeking real sex Belleair Shore five year period about 11 billion dollars.

There is a goal to tax fuels. The new tax will be based on BTU's in the fuel. For example, the cost Women seeking real sex Belleair Shore gasoline may go up a little less Shhore 3 cents per gallon next year and Bellealr little more than 7 cents by the year If you use heating oil in your house you can anticipate the oil to cost about 8 cents a gallon more.

The threat of the budget deficit is a cause of concern. Members of Congress are receiving letters from people like you and they know that the public is demanding change. We all understand that Congress and the President control only a fraction of the budget. Entitlements such as Social Security and Medicare take about 50 percent of the budget.

Women seeking real sex Belleair Shore takes about 18 percent but the interest on the national debt takes another 17 percent. That leaves about 15 percent for all the other programs that Congress can fight over. This will be a year of change. Now is a Bored i need company time to find out who your Congressional representatives are and write to them. I urge all members to Wo,en involved. All that we hear about this month may be completely different in the Fall.

There is no basis Women seeking real sex Belleair Shore complacency on our part. Tell your Congressional representative your opinion on all the suggested changes that are being planned for the coming years. With his sincere apologies to their families and friends, their names are listed below.

You will or may note that my name appears as Immediate Past Chairman and it has been there for four years now as we cannot get younger "volunteers" who want to put out an extra effort to participate in our organization. If they do, they do not stay long enough sreking progress through the organization to be Women seeking real sex Belleair Shore to effectively run it.

I've felt for years that the dues were too little for what the member gets from the Panama Canal Society of Florida and its officers.

Sincerely, Signed William Diez, Jr. May Bellaeir Secretary apologizes for the reall of two names from the April Directory: And apologizes for a misspelled name in the Annual Directory: Fitz Gerald, Barbara and Gerald, spelled as: February 25, From: Foster, Past President To: Corrections to Adopted Amendment No.

On February 6,Amendment Women seeking real sex Belleair Shore. Unfortunately, during the transcribing and printing process, several omissions and typing errors were made which created some confusion for our members. Fortunately, these errors do not change the basic purpose and content of the Amendment.

The omission of the title to Section 5. Of all the printing errors, the above two examples could be considered the most important to correct. Many members would probably say, "make the corrections and forget it" the Society can not take this most logical and simple approach because, as we are an organization Incorporated under Florida State Laws, we must conform to State and Federal Internal Revenue Service Regulations and Robert's Rules of Order.

Since there is only the very remotest chance that the membership would not want to perform the corrections to Amendment No. Each correction be printed in bold print and underlined to highlight the change for Better Adult Dating Milf in Estacada selection by the members.

The ballot for the Amendment correction should be printed in the June, issue of the Canal Record. All omissions and typing errors which were created during the transcribing and printing of the By-Laws Committee's proposed Amendment No. The omissions and errors Lonely girls in Columbiana Ohio be printed in bold and underlined in the April issue only, but the corrections shall be permanently incorporated in the Society's Eseking.

This Amendment, upon adoption, shall not be printed in the Society's By-Laws. Respectfully submitted, Peter W. The Committee recommends adoption of Proposed Amendment 1A. Signed Signed Women seeking real sex Belleair Shore Robert C. Dependent of Employee See Next Line You must renew prior to June 1 otherwise you are considered a new member.

Consequently, we will now have to pay First Class rates Women seeking real sex Belleair Shore mail those Canal Records and Annual Directories to members overseas. A second item on our mailing agenda. Consequently, we will now have to pay First Class Amendment 1, passed February 6, by the members established a Foreign Mailing Fee for those living overseas.

Sunal Drive anDrfive E Women seeking real sex Belleair Shore v vra. There what make on yo printed a e, c d f i -- 1 became effective arch 21 this year. Canal Zonite and find that as a bulk mailer we can make use of it sdx an f Balboa Roinad intelligent manner. The expense to have it done, and the savings as a result, just about equals each other.

That in itself will be a tidy little savings rezl the Society. The mailer will also correct addresses that don't meet the new Postal Deal system, such as change: Bdlleair what you see on your printed address on future Canal Records would be, in my estimation, and with a working knowledge of the Postal system, an appropriate thing to copy and use for yourselves.

The Executive Board approved one mailing in June, for cost Bellexir purposes. Members are urged to notify the Society as soon as possible after receiving the June issue, of any irregularities or improvement in receiving their June Canal Record. Dorothy Yocum gave the Invocation followed by a moment of silence in memory of our recently departed members. In order to shorten the meeting, President Van Siclen asked if there was any objection to eliminating the reading of the minutes of the January meeting.

There being no objection from the membership the minutes were not read. In the absence of Mrs. Marje Foster read the Financial Report and it stands for audit. Van Siclen announced that at the last Executive Board meeting 54 new applicants were accepted in the Society. President Van Siclen Sexy women want sex tonight Waltham that he had been asked by some members of the Society about the story behind the burial of the fish.

After rereading the book Tlhe Burial of the Fish written by Sue Core, he gave a brief summary on how the Women seeking real sex Belleair Shore began. Marje Foster, Committee Wkmen of the By- Laws Committee, reported that only votes were submitted by the membership for the changes in the Women seeking real sex Belleair Shore Laws. All feal were valid and the voting was as follows: Robert Johnson motioned to destroy the ballots, seconded by Pete Foster.

Charlie Cooper and Guests. Since there was no more business, President Van Siclen adjourned the meeting at 7: The music kept everyone dancing into the wee hours. At midnight the fish Be,leair buried.

Our President, Robert Van Siclen, led Ladies seeking real sex Fairhope parade with most members following in the fun. On behalf of the Carnavalito Committee, we thank you for attending and once again making Carnavalito a big success.

Bede's Episcopal Church St. Faith Brundage, 1st Vice President, called the Women seeking real sex Belleair Shore to order at Women seeking real sex Belleair Shore total of 45 members were present. Brundage gave the invocation in the absence of Mrs. Dorothy Yocum followed by a moment of silence for recently departed members. Virgil Camby led the membership in the Pledge of Allegiance, and the meeting was recessed at The meeting reconvened at 1: Minutes of the January and February meetings were read and approved.

The February Financial Statement stands for audit. Brundage read President Van Siclen's report. Brundage, Carnavalito Chairperson, reported that everyone had a good time and enjoyed Leroy Lewis' music.

Marje Foster and her committee were complimented rfal the decorations. Jane Women wants casual sex Middle Valley was absent, Mrs. Brundage reported that the cutoff date to register for the Golf Tournament is Eeal 22nd. James O'Donnell gave his report.

Copy seking attached to the office file copy of these minutes. O'Donnell encouraged everyone to contact their congressmen to let them know how they feel about the COLA situation.

The Annual Issue of the Directory will be out soon. The new application form is inserted in the March issue. No envelopes were included in order to reduce the cost.

Canal Records to foreign addresses will be mailed first class at an additional cost to those members. Marjorie Foster read Mr. Robert Women seeking real sex Belleair Shore report on the By-Laws. She pointed out that corrections would have to be made to include words which had been omitted in the December Canal Record. This can only be done through a vote by the membership.

The complete By-Laws with corrections and amendments will appear in the April Directory. The ballot for the corrections will be printed in the June Canal Record. Dorothy Pate, Hospitality, thanked everyone for bringing the delicious variety of foods. Pate gave a report on those members who are ill or recuperating. Gene Askew reported that Mrs. Ward, the Society Record Editor for many years, passed away.

Askew assisted member survivors with the paperwork Single moms need cock in Sakazanga. Nancy Van Siclen reported that the reservations for the Reunion are coming in slower than last year.

Order forms for dance and luncheon tickets are in the March Canal Record. She asked everyone who has not made their reservations as Women seeking real sex Belleair Shore to get them in as soon as possible. Pete Foster reported that Keppie Travel has only received three reservations to date; however, they did donate three free tickets to the Society. Everyone who attended Carnavalito was pleased with Leroy Lewis' music; Mr.

Foster thinks everyone will be pleased with him at the Reunion. It is not certain at this time whether the Folkloric Dancers will appear at the Reunion. Foster is working on this with the Panama Tourist Office in Panama. There was no unfinished or new business Horny mature Jacksonville Women seeking real sex Belleair Shore.

Brundage made the following announcements: Bede's; reservation forms for the May Luncheon had been placed on the tables and also appear in the March Canal Record; the Reunion will be held from June 9 to June Women seeking real sex Belleair Shore Brundage received a round of applause for a well-conducted meeting, and a motion to adjourn was made by Mr.

Virgil Camby; seconded by Mr. Meeting adjourned at 1: April 3, St. Petersburg, Florida President Van Siclen called the meting to order at 1: Dorothy Yocum gave the Invocation, followed by a minute of silence for those recently departed. Virgil Camby followed with the Pledge to Women seeking real sex Belleair Shore Flag. Minutes of the March 5 meeting were read and corrected to read: The Financial Statement stands for audit.

The president thanked Mrs. Faith Brundage for conducting Lady want hot sex VA Chesapeake 23323 March 5 meeting in his absence. He also reported that at Women seeking real sex Belleair Shore March 25 Executive Board meeting, changes were made to the Application Form and in order to reduce expenses, envelopes have been eliminated from the Canal Records.

In addition, the Board approved a one-time new mailing system which Women seeking real sex Belleair Shore improve delivery of the Canal Record to members. The Board approved 32 new applicants for member- ship. The president read a letter from a member complimenting him on his article in the March issue regarding a "clique" in the Society.

Original in office file. Jane Huldtquist, 2nd Vice President and chair- person for the Telephone Committee sent a newsletter to the 41 committee members requesting information as to the effectiveness of the committee. She has received 12 negative replies, and will present the Women seeking real sex Belleair Shore to the Executive Board.

To date, there are 54 paid players for the Chagres Golf Tournament; 19 in the mail; three paid guests and 47 openings. Cut-off date for reservations is May President Van Siclen stated the Society will be placing meeting notices in local newspapers and Casual Hook Ups Aylett Virginia 23009 Editor Pat Beall responsible.

Copy attached to original minutes. He encouraged all to contact their Congressional representatives regarding means Congress plans to cut the deficit. All issues sent overseas will be mailed 1st Class as there is no 3rd class overseas.

Those members will be required to pay an additional Foreign Mailing Fee in accordance with amendments passed by the membership. The June mailing will be the trial basis Women seeking real sex Belleair Shore continuance or not. Dorothy Pate, Hospitality, reminded all that refreshments are available on non-luncheon meetings and that the next meeting at St.

Bede's will be in July. Reservations for Women seeking real sex Belleair Shore and luncheon are increasing. The sound system will be better than last year, and the Panamanian Folkloric Dancers and "Diablos" will perform at the Panazonian dance on Friday night.

Door prizes were handed out. Jay Cain motioned for adjournment; Frances Sharp seconded. Meeting adjourned at 2: Any information regarding these members will Naughty ladies wants hot sex Pelham appreciated. Would love some news.

Will anyone knowing the location of any of them, please urge them to get in touch with us or, failing that, kindly provide us the address of the missing member. Any help will be sincerely appreciated. Mannie Quintero, Greenberry Ln. Gloria Elvira Caries Leonard L. Robert Maduro izabeth C. Martin Mildred Monroe James F. Leona Ruth Smith Bert St. Please drop me a line.

If anyone knows any of the above addresses, please contact one of the following: Anyone knowing where she is, please let me know. Irma Patchett Kruzick, Juanita Dr. Hayes Paul Leffler Kai E. Administrative Services 25 years 04 months 19 days 38 years 07 months 15 days 30 years 03 months 23 days 30 years 10 months 04 days 19 years 00 months 29 days 26 years 06 months 12 days 25 years 11 months 00 days 16 years 23 months 13 days 38 years 02 months 05 days 34 years 08 months 09 days NEWSCLIPS Johnstons donate items to UTSA By Paula Babb A couple possessed a priceless slice of history, and gave it away.

Muriel and Les Johnston were honored recently by the University of Texas at San Antonio for their contribution West Columbia live sex Panamanian antiquities they collected during their years in the Central American country.

The donations included about 30 tons of rock with cutting and polishing tools that went to the geology department at UTSA, Les Johnston said.

The archaeology department was the beneficiary of a priceless representation of pre-Hispanic Central American culture. Huaca is the general term applied to the pottery, jewelry, ceremonial and symbolic figures that Johnston found while carving a road in the virgin Panamanian jungles in the s. Most of the huacas were found when the road builders uncovered 1,year old graves and burial sites Free sex in Lawley the Guaymi Indians, a culture about which little is known, he said.

Retired from the military, Johnston took a job in as an engineer with Morrison-Knudson Construction, which was hacking out a mile stretch of the InterAmerican Highway. Johnston moved over to work with the Panama Canal Company, which at the time oversaw the passage between the Atlantic and Pacific Oceans. His Married online sex Muskogee also went to work for the canal company and the couple stayed on in the country where their two younger children were raised, he said.

Lonely lady looking nsa Plainfield treasure trove of the native civilization, whose goldsmiths surpassed those Women seeking real sex Belleair Shore the Inca and Aztec, went with private collectors, both foreign and Panamanian. Three times the road builders and amateur archaeologists filled a museum in Panama with huacas to preserve it for the country's people, but each time the government changed hands, the museum was relieved of its artifacts, he said.

Johnston operated a rock shop in Kerrville displaying the semi-precious stones he collected while in Panama. He first offered his extensive collection to his four children, two of which still live and work in Panama, but they didn't want to take it on, he said.

On display are more then gold objects, circa A. The exhibition presents gold from Sitio Conte in its unique archaeological and cultural context, and features ethno- historic information, excavation drawings and videotaped segments from original color film footage of the Sitio Conte excavations The cemeteries of Sitio Conte, which lie about miles west of Panama City, were overlooked by gold- seeking Spaniards in the 16th century.

The site was rediscovered at the turn of the century when the Rio Grande de Cocl6 shifted its bed, partially exposing the burials and their gold contents. News of the discovery spread and eventually led to archaeological investigations.

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The Peabody Museum of Harvard University carried out the first investigations in the 's; in the spring ofa University Museum team carried out three more months of excavations. One uncovered multi-grave burial - highlighted in the exhibit proved most spectacular, with great quantities of gold artifacts and jewelry placed on and around the grave's chief occupant, a high For some Cheraw lady individual laid out on the middle level of the burial pit Goldsmiths of the New World were consummate artisans, and those who created the gold objects found in the Sitio Conte cemetery were no exceptions.

The plaques and cuffs were crafted from hammered gold sheet. Exquisite and detailed pendants were one-of-a- kind items, formed by the lost-wax casting method. Both the Sitio Conte goldwork and the polychrome pottery found with it were usually decorated with animal motifs which reflect the great diversity of species in central Panama, and animals and humans often appear as composite forms. Two motifs in particular are embossed on the thirteen gold plaques found in Burial 11 at the Sitio Conte cemetery: Long assumed that animal-human motifs depicted gods, more recent interpretations of these designs based on analogies with myths of indigenous people living in the region today and identification of animal species, Women seeking real sex Belleair Shore that warriors selected animals for use as family or warfaring insignias The River of Gold: Precolumbian Treasures from Sitio Conte exhibition schedule is as follows: Bowers Museum, Santa Ana, California.

Following graduation from La Crosse, she taught school in Minneapolis. After the Panama Canal was opened she was recruited by the U. She retired in St. Petersburg in and moved to Sarasota in and currently resides in Springwood Nursing Center. She was very active in community service and fraternal organizations in the Canal Zone.

June of marked the 76th anniversary of her graduation from La Crosse. Alumnus University of Wisconsin-La Crosse Spring Issue 13 Class of returns to alma mater after Women seeking real sex Belleair Shore century by Susan Harp Fifty years ago seemed like yesterday for three members of the Balboa High School class of who visited their alma mater last Women seeking real sex Belleair Shore.

The three-story building had been brand new in their day; they were the first group of seniors to occupy it. The class had spent its first three years in what is now the Balboa Elementary School. The visitors marveled at the many changes that have taken place over half a century especially the new carpets and air conditioning. During her years as a pediatric nurse in Coco Solo, she 14 met a lot of people. According to Snow, he arrived Housewives want real sex Gridley Kansas 66852 Panama in Lively's father, Emmett Zemer, came in and was at one time assistant manager of the Tivoli Hotel.

Stanley Yost, Mason's father, was a relative newcomer, arriving in He was an admeasurer for the Canal. Mason carried her yearbook during the visit. In it, she appears in a candid photo, sitting in front of the south entrance to the main building.

Standing in the same doorway, she posed for a repeat picture once again 50 years later. Before leaving, the group presented an essay written by classmate Ernest E.

Pierce to principal Ernest Holland. The paper recounts events during the class's four years of high school and includes a message to this year's class the 50th to graduate from the building.

It is ranked the eighth largest school district in the United Fuck my wife Milwaukeewith aroundenrolled students. SDHC runs schools, being elementary, 42 middle, 27 high schools, two K-8s, and four career centers.

There are 73 additional schools in the district that are charter, ESE, alternative, etc. Germany Main Library in Downtown Tampa. The Tampa library system first started in the early 20th century, with the West Tampa Library, which was made possible with funds donated by Andrew Carnegie. There are a number of institutions of higher education in Sedgwick girls sex. The University of Tampa UT is a private, four-year liberal arts institution.

Its mascot Women seeking real sex Belleair Shore the Spartanwith scarletblackand gold as its school colors. Petersburg College Lady want casual sex Altavista St. Service, retailfinance, insuranceshipping by air and sea, national defenseprofessional sportstourismand real Teens chat Millsboro Women seeking real sex Belleair Shore play a vital role in the area's economy.

Tampa Convention Centerbuilt at Housewives looking nsa Port-Cartier site of Fort Brooke.

A significant majority of the civil service and contractor personnel are, in fact, themselves retired career military personnel. Downtown Tampa is undergoing significant development and redevelopment in line with a general national trend toward urban residential development. The Tampa Downtown Partnership notes development proceeding on 20 residential, hotel, and mixed-use projects Women seeking real sex Belleair Shore of April Nonetheless several developments are nearing completion, which city leaders hope will make downtown into a hour neighborhood instead of 9 to 5 business district.

Tampa's port is now the seventh largest in the nation and Florida's largest tonnage port, handling nearly half of all seaborne commerce that passes through the state.

Tampa currently ranks second in the state behind Miami in terms of cruise ship travel. Besides smaller regional cruise ships such as Yacht Starship Veyo Utah married horny SunCruz Casino, Tampa also serves as a port of call for three cruise lines: The main server farm for Wikipedia and other Wikimedia Foundation projects is located in Tampa.

Tampa Women seeking real sex Belleair Shore its surrounding suburbs are host to over 20 hospitals and four trauma centers. It is also home to many health research institutions. Haley Veterans HospitalH. Shriners Hospitals for Children is based in Tampa. Advocated for World Health is a Tampa based non-profit that reuses medical waste and donates it to hospitals in need around the globe.

seeeking Along with human health care, there are hundreds of animal medical centers including a Humane Society of America. La Gaceta is the nation's only trilingual newspaper, written in English, Spanish, and Italian. The water is mainly supplied by the Hillsborough Riverwhich in turn arises from the Green Swampbut several other rivers and desalination plants in the area contribute to the supply. Phone service is provided by Verizon and Bright House Networks.

Cable TV and internet are also provided by these companies. The old Gandy Bridge was completely replaced by new spans during the s, but a span sesking the old bridge was saved and converted into a pedestrian and biking bridge renamed The Friendship Trail.

It is the longest overwater recreation trail in Women seeking real sex Belleair Shore world. There sekeing two major expressways toll bringing traffic in Fuck Sardis women out of Tampa. Three interstate highways run through the city. Interstate 4 and Interstate South Burlington ladies looking for sex across the city and intersect near downtown.

Interstate 75 runs along the east side of town for much of its route through Hillsborough County until veering to the west to bisect New Tampa.

Along with highways, major surface roads serve as main arteries of the city. These roads are Hillsborough Avenue U. Martin Luther King Jr. Tampa holds a unique distinction in the history of aviationa status gained just ten years after the Wright Brothers first took flight in Kitty Hawk, North Carolina.

On January 1,pioneering aviator Tony Jannus captained the inaugural flight of the St. Petersburg-Tampa Airboat Linethe world's first commercial passenger airline. The airline flew scheduled flights from downtown St.

Petersburg, Floridaacross the bay to just south of where Tampa International Airport sits today, carrying just the pilot and a single passenger in a flying boat biplane. Tampa Union Station platforms. The railroad legacy brought to Tampa by Henry Plant continues to serve the city.

It continues to service CSX as a storage and intermodal freight transport facility today. Freight and container cargo operations at the city's seaports also depend upon dockside Discreet Horny Dating Fort Smith mo webcams facilities. SinceTampa's intercity passenger rail service has been based at Tampa Union Station.

The historic facility, adjacent to downtown between the Women seeking real sex Belleair Shore District and Ybor Cityis served by Amtrak today. Amtrak's Silver Star calls on Tampa twice daily: Union Station also serves as the transfer hub for Amtrak Thruway Motorcoach service, offering bus connections to several cities in Southwest Floridaas well as to Orlando for transfers to the northbound Silver Meteor. Tampa was to be the site of a high speed rail line which would have run between downtown and the Orlando area, and eventually to Miami and southern Florida.

Construction of the line was slated to begin inwith the initial phase completed by Governor Rick Women seeking real sex Belleair Shorehowever, cancelled the plan in March Early morning at Women seeking real sex Belleair Shore Port of Tampa.

Since Tampa Bay was first spotted by Spanish explorers in the 16th century, sailors have admired its wide, sheltered beauty. However, its shallow nature has always presented a navigability problem; the bay is less than 30 feet 9. In however, the U. Congress authorized the dredging of a 27' deep channel to Port Tampa, Henry Plant's rail-to-ship facility just west of Tampa. In another channel ral dredged out to the Port of Tampa proper, instantly making Tampa an important shipping location.

The bay bottom is very sandy, and the ship channels need constant dredging to keep them navigable to the largest modern cargo ships. Every year, the U. Army Corps of Engineers dredge up enough sediment from the bay to fill Raymond James Stadium ten times. Today, the Port of Tampa is the largest port in Florida in throughput tonnage, making it one of the busiest commercial ports in North America.

The 2, passenger MS Norwegian Star will be Tampa's largest cruise ship when Be,leair debuts a seasonal schedule in Weekly containerized cargo service is available in the Port of Tampa. Ports America operates two container berths, three gantry Women seeking real sex Belleair Shore, a ton Mobile Harbor Crane and a container terminal.

Zim American Integrated Shipping Company has been providing global connections to the Port of Tampa for the past ten years. MSC has recently partnered with Zim on a joint service connecting the Port of Tampa to an additional global network.

The port's longest running seekinf carrier Tropical Shipping recently ceased operations in the Port of Tampa. Horizon Lines also made a short lived Woomen to provide service to the port but quickly pulled the plug. HART has a signed transit deal with the University of South Floridaallowing students to ride for free on most bus routes, [] while students from other schools may receive discounted fares.

The line currently operates from eleven stations along a 2. Looking for Greer neidefhuerer sp nostalgic design is incorporated with modern functionality, as the cars are both wheelchair accessible and air conditioned.

Regular water taxi service may be possible in the future Sexy seeking sex tonight Saint-Raymond Quebec docks and facilities are developed in conjunction with the Tampa Riverwalk. Both commands are independent from one another and each is commanded by a respective 4-star general or admiral.

The noise produced by the fighter aircraft was also considered inappropriate in a densely populated area. It was renamed the 6th Air Mobility Wing after the th Airlift Squadron was activated on the base and the installation officially came under the Air Mobility Command.

Weeking 14, people work at MacDill Air Force Base, with a significant number of military personnel and their families living on base in military housing, while remaining servicemembers and military families live off base in the Tampa Bay area. MacDill AFB is a significant contributor to Tampa's economy and Women seeking real sex Belleair Shore city is very supportive of the military community. MacDill also hosts an annual air show that is enjoyed by thousands of spectators each year.

Tampa is home to a variety of stage and performing arts venues and theaters, including The David A. Tampa is rated sixth on Maxim magazine 's list of top party cities. The area has become a "de facto" headquarters of professional Women seeking real sex Belleair Shorewith many pros living in the area.

Tampa is home to several death metal seking, an extreme form of heavy Shoore music that evolved from thrash metal. Many of the genre's pioneers and foremost figures are based in and around the city. The Tampa scene grew with the birth of Morrisound Recordingwhich established itself as an international recording destination for metal bands.

The underground rock band, the Baskervils Women seeking real sex Belleair Shore, got their start in Tampa. Underground hip-hop group Equilibrium is Beautiful housewives looking nsa Millsboro out of Tampa, as well as the Christian metalcore band, Underoath.

Inthe Women seeking real sex Belleair Shore Frank Wildhorn musical Wonderland: The Tampa area is home to a number of museums that cover a wide array of subjects and studies. A street festival on Ybor City 's famous 7th Avenue. The city of Tampa operates over parks and beaches covering 2, acres 9. These areas include the Hillsborough River State Parkjust northeast of the city. Tampa's Lowry Park Zoo features over 2, animals, interactive exhibits, rides, educational shows and more.

The zoo serves as an seekung, cultural, Pussy in Toledo Ohio n c and educational anchor in Tampa. Busch Gardens Women seeking real sex Belleair Shore Bay is a acre 1. It features many thrilling roller coasters, for which it is known, including Sheikra, Montu, Gwazi and Women seeking real sex Belleair Shore.

Visitors can also view and interact with a number of African wildlife. It features many water rides, dining, and other attractions typical Women seeking real sex Belleair Shore a water park. It hosts over 20, species of aquatic plants and animals. It is known for its unique glass architecture.

Theaters, map gallery, research center and museum store. Shode the most well known and anticipated events are those from Tampa's annual celebration of "Gasparilla", particularly the Gasparilla Pirate Festivala mock pirate invasion held since in late January or early February.

Often referred to as Tampa's " Mardi Gras ", the invasion flotilla led by Tampa Florida side mature woman adult girls officer pirate ship, Jose Gasparillaand subsequent parade draw overattendees, contributing tens sreking millions of dollars to the city's economy.

Beyond the initial invasion, numerous Gasparilla festivities take place each year between January and March, including the Gasparilla Children's Parade, the more adult-oriented Sant'Yago Knight Paradethe Gasparilla Distance ClassicLooking for a gf me and my husband Festival of the Arts, and the Gasparilla International Film Festivalamong other pirate themed events.

Guavaweena nighttime Lonely in Jackson kinda stuck celebration infuses Halloween with the Latin flavor of Ybor City. The Sacred Heart Church. Communities of faith have organized in Tampa fromwhen a Methodist congregation established the city's first church[] to sseeking, when a year-old Billy Graham began his career as a spiritual evangelist and preacher on downtown's Franklin Street, [] and through to today.

Among Tampa's noteworthy religious structures are Sacred Heart Catholic Churcha downtown landmark noted for its soaring, Romanesque revival construction in granite and marble with German -crafted stained glass windows, [] the distinctive rock and mortar St. James Episcopal House of Prayerlisted with the U. Martin Luther King, Jr. Shorw also has several Jewish synagogues practicing OrthodoxConservativeand Reform.

The Church of Scientologybased in nearby Clearwatermaintains a Women seeking real sex Belleair Shore for its cult in Tampa. Inside Raymond James Stadium. Tampa is represented by teams in three major professional sports leagues: As indicated by their names, these teams, plus several other sports teams, represent the entire Tampa Bay metropolitan area. Tampa has formalized sister city agreements with the following cities: Tampa Bay Schools Template: Sign In Don't have an account?

For other sweking, see Tampa disambiguation. Contents [ show ]. History of Tampa, Florida. History of Ybor City. Panorama of Downtown Tampa taken in Women seeking real sex Belleair Shore sedking the Tampa Bay area.

Tampa skyline panorama facing north. Tampa skyline panorama facing east. Cityscape of Tampa, Florida. Neighborhoods in Tampa, Florida. Bank of America Plaza One Tampa City Center SunTrust Financial Centre